Start building a solid financial foundation as you enter the work force. Create a path to progress that will bring you financial independence and help you achieve your personal and professional goals.
Ask yourself:
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Do I know the benefits of starting to save early in life versus waiting until later?
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Do I want to buy my own home in the near future?
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Do I know the importance of creating and maintaining a good credit history?
If you answered 'yes' to any of these questions, then you're ready to start building a solid financial base.
Here's what you'll need to begin:
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Cash reserve – Your cash reserve should be enough to cover approximately three to six months’ expenses and large enough to cover any emergency or unforeseen situation.
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Clean credit history - Begin to establish a responsible payment history so that your credit history becomes your ally when the time comes to purchase a home, finance a vehicle, or meet other financial objectives.
Disclosures
1 Subject to credit approval. Certain terms, conditions, and restrictions apply. Products offered by Oriental Bank and Trust, Member FDIC. Oriental Bank and Trust is a subsidiary of Oriental Financial Group Inc. ©2011. All Rights Reserved. OCIF B-29.
2 Subject to credit approval. Products offered by Oriental Bank and Trust, a subsidiary of Oriental Financial Group, Inc. © 2011 All Rights Reserved.