Beginning - Oriental
  
Beginning

Start building a solid financial foundation as you enter the work force. Create a path to progress that will bring you financial independence and help you achieve your personal and professional goals.

Ask yourself:

  • Do I know the benefits of starting to save early in life versus waiting until later?

  • Do I want to buy my own home in the near future?

  • Do I know the importance of creating and maintaining a good credit history?

If you answered 'yes' to any of these questions, then you're ready to start building a solid financial base.

Here's what you'll need to begin:

  • Cash reserve – Your cash reserve should be enough to cover approximately three to six months’ expenses and large enough to cover any emergency or unforeseen situation.

  • Clean credit history - Begin to establish a responsible payment history so that your credit history becomes your ally when the time comes to purchase a home, finance a vehicle, or meet other financial objectives.

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Only for individuals of legal age.

Disclosures

1 Subject to credit approval. Certain terms, conditions, and restrictions apply. Products offered by Oriental Bank and Trust, Member FDIC. Oriental Bank and Trust is a subsidiary of Oriental Financial Group Inc. ©2011. All Rights Reserved. OCIF B-29.

2 Subject to credit approval. Products offered by Oriental Bank and Trust, a subsidiary of Oriental Financial Group, Inc. © 2011 All Rights Reserved.