You deserve to enjoy what you have worked so hard for throughout your life. It is just as important to analyze those assets with the future in mind and whatever goals may still be missing. With solutions focused on your financial aspirations plus our experts' assistance, those achievements can continue to work for you.

• Have you reviewed your life insurance policy?
• Are your assets protected from third party claims?
• Are your investment vehicles well balanced?

• Checking and Savings Accounts and Certificates of Deposit
• Your checking and savings account and your certificates of deposit should be the cash reserve of 3 to 6 months' worth of costs. Make sure that you are receiving the services you expect and that they adjust to your new reality.
• Insurances
• Review your insurance policy to make sure that it fits your current reality. You may be able to lower the cost if you reduce the benefit.
• Trusts¹
• Protect the assets you have accrued from third party claims and insure the future of your loved ones with Trusts from Oriental Group.
• Investments**
• Review your investments portfolio frequently to balance it in accordance to your risk tolerance and to the lifestyle you wish for yourself. Oriental Group offers a selection of products to live retirement to the fullest.

*Subject to credit approval. **The FDIC does not insure investment products; they are neither deposits nor obligations of Oriental Bank and Trust and are not guaranteed by Oriental. They are subjected to investment risks, including the possibility of losing the capital invested. 1 Request and read carefully detailed information on the plan before participating. Insurances offered by Oriental Insurance Agency, a subsidiary to Oriental Financial Group Inc. Oriental Bank and Trust is a subsidiary to Oriental Financial Group.©2008 Oriental Financial Group Inc. Reserved Rights.