¹ For individual persons only. A $500 minimum amount is required to open the account. No opening balance is required when you subscribe to our Direct Deposit service. You must keep a daily balance of $500 to avoid the $7 monthly charge and receive interests. But, if you are subscribed to our direct deposit service, you must keep a minimum daily balance of $100 to avoid the $1 monthly charge. Certain restrictions and charges apply.

² Account exclusively for children 12 years or under. Parent or legal guardian authorization is required to open account. You must present the child’s birth certificate and social security card when opening account. Certain restrictions and charges apply. Oriental Bank does not direct the content of its website to children under 13 years old; neither does it collect any personal information from minors.

* FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.