• Oriental Group can help you get your mortgage, be it for your first home, to refinance your mortgage or to buy that beach house you long for.
• Our goal is to offer you the service of excellence you deserve with the products that best satisfy your needs and close the loan in the shortest time possible. Our expert mortgage executives can guide you so you can benefit from:
  • Sharp and speedy mortgage or refinancing processing.
  • Excellent and personalized customer service.
  • Professional management of your case from beginning to end.
  • Full briefing on the different mortgage payment methods.
  • Additional information on other services we have to offer.

• For a more efficient home purchasing process, it is important that you learn all the basic requirements to qualify for your mortgage loan.
  • You must have the money to cover the down payment and closing costs. You must be able to show evidence of where the money came from, like an account statement if they are your savings.
  • If employed, you must show the last two payment stubs.
  • If self-employed, you must submit tax forms or financial statements for the last two years at the least.
  • You must be able to show evidence of receiving a steady income adequate enough to allow you to make the payments of the loan you are requesting. This may be an individual income or combined between you and your spouse or with a co-signer.

• Legal description of the property to purchase.
• Last two payment stubs.
• Last two bank statements.
• Property registry number.
• Purchasing agreement.

For information and/or to open your mortgage today, call or come by any of our branches throughout the Island; or call our Customer Service Department at 1-800-981-5554