¹ Subject to credit approval and that it meets the parameters established by the Bank. Other terms, restriction and conditions may apply.

² Base rate for unsecured personal loans: from 7.45% APR. APR will be determined according to your risk score and loan term. Example: $5,000 loan, at 7.65% APR for 24 months will have a monthly payment of $225.34 (not including insurance, which is optional).

³ The insurance is optional. Oriental Group^® will not condition the credit decision related to your application to the purchase of any insurance product from any affiliate; or your agreement to obtain or purchase an insurance product form a non affiliated institution. The Bank will not reject an insurance presented by you related to your credit transaction as long as said insurance complies with requirements and standards related to coverage, financial capacity and service provided by the insurer. Insurance products are not a deposit or other obligation of, or guaranteed by, the Bank or its affiliates; are not insured by the FDIC, or any other U.S. agency, the Bank or its affiliate.

⁴ Minimum interest rate for cash collateral personal loans: from 6.00% APR. APR will be a 4% above the payable interest rate in the CD used as collateral. Example: $10,000 loan, at 6.00% APR for 60 months will have a monthly payment of $193.33 (not including insurance, which is optional).