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Your property is possibly the most important purchase you will ever make, and we at Oriental Group know just how important it is to obtain it. This is why we make available to you a wide range of alternatives that adjust to fit your needs when purchasing your home or apartment or when refinancing your mortgage loan.

We have expert Mortgage Planners to handle your case, accelerating the process and closing your case promptly.

FHA (Federal Housing Administration)
A mortgage loan insured by the Federal Housing Administration, for purchasing or refinancing the mortgage of your main residence. You may finance up to 96.5% when purchasing and 97.75% of the property value (main residence) when refinancing the mortgage loan.
Conventional Loan
A mortgage loan granted by private institutions for purchasing your main residence, purchasing a second home, investment property or refinancing your mortgage loan with no mortgage insurance or guarantee.
Oriental Rural Development
USDA Rural Development insures up to 100% of financing.
Oriental Interest Only
You have a comfortable monthly installment by paying interests only during the first 10 or 15 years of the loan. The next 15 or 20 years is when you begin to pay off the principal amount.
Oriental Balloon
It allows you to have the best mortgage loan interest during the first 5, 7, 10 or 15 years.
Oriental Veterans (VA)
Up to 100% of financing insured by the Veterans Administration. This loan is designed for members of the Armed Forces or its retired employees.
Oriental Refinancing
Cancel your current mortgage to reduce the monthly installments or mortgage lifespan, or get a surplus from the new mortgage for whatever you need.
Oriental Jumbo
Financing for residences with a value of $417,000 or more.
Oriental "Home Equity Loan"
Personal loan with a mortgage guarantee to consolidate debts, remodel your home, travel or to use the money in whatever you wish without having to refinance your home mortgage and with tax deductible interests.1
Disclosures

1As fixed by the Puerto Rico Treasury Department. Certain terms, conditions and restrictions apply. Subject to credit approval.

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