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Checking Accounts

We at Oriental want to help you reach your financial goals. This is why all of our checking accounts allow you to perform all of your daily transactions with the flexibility you are looking for.

Oriental Amiga1More Details
What do you want?
  • An account where you can make all of your daily transactions, online purchasing and receive your paychecks through direct deposit.
Oriental Money2More Details
What do you want?
  • A checking account that pays the highiest interest rates and lets you withdraw funds as you choose, plus, make all of your daily transactions and purchases using your debit card.
Oriental ETA3More Details
What do you want?
  • An account where I can receive the direct deposit from the Social Security benefits, retirement or other federal funds in a safely and quickly way. Plus, make all of your daily transactions and purchases using your debit card.
Disclosures

1 For individual only. There is an average daily balance requirement of $500; otherwise, there will be a monthly charge of $5. Must keep an average daily balance of $500 to get interests.

2 For individual only. A daily balance of $3,000 is required with direct deposit or $5,000 without direct deposit. Monthly charge of $14.99 if unable to maintain required balance. Avoid the $14.99 monthly charge by keeping an aggregate balance of $25,000 or more among certificates of deposit, IRA accounts, and checking or savings accounts. A minimum daily balance of $500 is necessary to receive interests.

3 For individual only. This account requires being subscribed to Direct Deposit with our institution.

4 Charges will apply to transactions made at ATMs from other banking institutions.

5Credit line subject to credit approval. Certain restrictions and charges apply.

6FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

For more information, request a copy of the account disclosure at any of our branches. Products offered by Oriental Bank and Trust, Member FDIC.

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