• These plans were created to induce savings through a tax incentive.

• You can contribute to your retirement plan and deduct that amount, up to a limit, from your reported income tax return.

If you earn enough money to have to report it, you are a candidate for a retirement plan. The most convenient retirement plan for you will depend on where you work and how much you can contribute.

• If self-employed and you can contribute with more than $10,000 per year, a Keogh plan is what you need. At Oriental, we are experts on Keogh Plans and we can advise you.

• If you work at a company that offers a 401K plan, use it as your retirement plan. Contribute the maximum amount allowed, especially if your employer matches that amount.

• An IRA account should be the retirement plan for everyone else.

• CD IRA with fixed return

• Other IRA accounts

  • Educational IRA accounts

  • IRA Fácil account

  • Annuity IRA

Our expert advisors will explain our IRA accounts in a simple and clear manner, so we'll help you choose the IRA account that best fits your needs.