Investments
    Retirement
    Asset Protection
Investors IRAMR
Our IRA accounts will give you the serenity of knowing you can count on that solid future you’ve always dreamed of. Here's all you need to know about our Investors IRA:
What do you want?
  • Higher return over a long term.
  • Principal is FDIC insured.
  • Earn more interests.
How does it work?
  • Only $500 to open
  • Moderate investment strategy over a long term.
  • 5-year term.
  • Not recommended for people planning to withdraw the money in less than 5 years.
  • Return, if any, will be equal to 125% of the average S&P 500® index percentage increase; and is calculated monthly throughout the 60-month duration. 
  • Quarterly account statement.
Benefits
  • Higher, long term return
  • Principal capital is FDIC insured up to $250,000*
  • Available options: deductibles, Non-Deductibles (ROTH) and Educational
  • Interests paid at expiration date subject to S&P500 performance
  • Access your account balance through Oriental Online Banking
How to apply

For information and/or to open your IRA account today:

  • Fill out this form and one of our representatives will call you in the next 48 hours.
  • Call or come by any of our branches throughout the Island; or
  • Call the Customer Service Department at 1-800-981-5554.
Disclosures

For individual persons only. Request the Informative Statement and the IRA and Educational Contribution Accounts promotions and read them carefully before investing. Subject to significant penalties if withdrawn earlier than due date: 30.994% of principal capital during the 1st year; 25.994% of principal capital on 2nd year; 20.994% of principal capital on 3rd year; 15.994% of principal capital on 4th year; and 10.994% of principal capital on 5th year. Charges may apply: check issued: $14.99.

(3) “Standard & Poor’s” and “S&P 500” are brands from The McGraw-Hill Companies, Inc. and Oriental Bank and Trust has been authorized to use them. Investor CD is not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no statement on the convenience of investing on these products.

Ask for detailed information so you can determine which is the IRA account for you. We offer several different IRA accounts. For more information, visit any of our financial Centers. These are products offered by Oriental Bank and Trust.

*  FDIC deposit insurance is $250,000 per depositor.

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 Call Now – 1-800-981-5554
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